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Ten years before retirement is a crucial period to ensure that you're financially prepared and have a plan in place to transition smoothly into your retired life. Here are some steps and considerations to take during this time: Evaluate Financial Readiness:Assess your current financial situation, including savings, investments, debts, and expenses. This will give you a clear picture of how well you're positioned for retirement. Set Retirement Goals:Determine your desired lifestyle during retirement. Consider factors such ... more

A commission is an incentive for a financial advisor to sell products. This is often the cheapest option for transactions, but it also means that the financial advisor might be motivated to sell a certain product because it will pay higher commissions. Another option is a fee-only financial advisor. This type of compensation is based on fees, and the type of fee is determined by the advisor's expertise and the type of services they provide. Many advisors charge by the hour, but others charge on a flat rate. The amount depends on h... more